The benefits and pitfalls of fixed term annuities

As the rates for lifetime annuities continue to fall – and are expected to drop even further when the regulations to introduce gender-neutral pricing come into force – individuals are considering fixed term annuities as a viable alternative These plans deliver a guaranteed capital sum for a short, fixed-term investment, which can then be used…

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Keeping up to date with pension provision

According to research by Prudential, there is the potential for a generation of lost pension pots. Its survey of 2,000 workers showed that 16 percent of employees had lost track of their pension funds, while 76 percent did not know the value of the pension pots they had built up. In addition, 81 percent of…

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Proposed UCIS promotion ban to impact on VCTs

Proposals by the Financial Services Authority (FSA) to ban the promotion of Unregulated Collective Investment Schemes (UCIS) and similar products to the vast majority of retail investors in the UK could have a significant impact on Venture Capital Trusts (VCTs). While investment trusts are exempt from the proposals, VCTs are not. Consequently, they could face…

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Prices index changes could affect gilt returns

Investors with index-linked gilts could be set for lower returns if the government pushes ahead with proposals to bring the retail prices index (RPI) into line with the consumer prices index (CPI). The returns on British index-linked gilts are based on RPI, which has, in general, been between 0.5 and one percent above the CPI…

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What can we do for your business

At Howard Worth, we don’t just tick boxes. We take our accountancy and business support a step further, by becoming a key part of your team. So if you are looking for Cheshire accountants and financial advisers who can make a real difference to your enterprise, you’re looking for Howard Worth. From our offices in…

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