The outgoing Governor of the Bank of England, Mark Carney, has said that thousands of UK pension schemes could be at risk of becoming worthless due to the challenges of climate change. Speaking during an interview with Radio 4’s Today programme, Carney said that every investor should be considering their plan when it came to…
When it comes to personal tax, a broad range of reliefs and allowances can be applied to the likes of Capital Gains Tax (CGT) and Inheritance Tax (IHT), and these should be carefully considered. CGT, for example, has a reputation for leaving people with a potentially hefty tax bill on disposal of valuable assets. However,…
There are many reasons we find clients seek financial advice. They might be looking for a better return on their investments, wanting protection advice to ensure they have security for their family or simply trying to avoid financial decisions they may later regret. Financial Advice can take many forms and it is important to understand…
According to new research from UK Finance, more people are saving their money in easy access savings accounts. The industry body found that deposits held in instant access accounts in June 2019 were 2.5 per cent higher than the same month a year ago. The data in the latest Household Finance Update also showed that deposits…
In a bid to make UK homes more efficient, the Government is offering funding to the financial sector to help with the development of green mortgages. The new mortgage product is part of the Green Finance Strategy and would give customers discounted mortgage rates once they have upgraded the energy rating of their home. The…
From 30 November 2019 savers will no longer be able to make new applications for the Help-to-Buy ISA. The short-lived ISA has helped many people on to the property ladder but after this date, no new applications can be made, while existing account holders will only have until December 2030 to claim the 25 per…
The Financial Ombudsman Service (FOS) is an agency for arbitrating of unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website www.financial-ombudsman.org.uk.
Where your complaint relates to products or services purchased online, or by other electronic means such as by email, you may refer your complaint to the online dispute resolution (ODR) platform at http://ec.europa.eu/odr.
* Howard Worth Independent Financial Management is a trading name of Howard Worth. Howard Worth is authorised and regulated by the Financial Conduct Authority. We are authorised to provide advice to our existing clients.
