When you work hard for your money, you want it to do the same for you. At Howard Worth Financial Services^* in Nantwich, Northwich and throughout Cheshire, we can help your money to work harder.

Our team of experienced Independent Financial Advisers (IFAs) will look at the bigger picture of your personal and business life, including your short-term, medium-term and longer-term goals and your tolerance to risk.

By understanding you and your circumstances, we can support you with your immediate financial needs and help you to plan for future changes in circumstances, including preparing for retirement and inheritance tax planning.

It’s by getting to know you properly that we make sure we’re in the best position to give you the right advice. We are not tied to any company or bank, so you can also be sure that our recommendations are unbiased and based entirely on what we believe is right for you in terms of value and suitability for what you are aiming to achieve.

We offer a free, initial, no obligation meeting, to help you decide whether you would like to work with us, and we always base our recommendations on thorough discussion and a clear understanding of your circumstances and goals.

If you are looking into care planning for a loved one, we are members of Symponia who are a market leader in care provision funding, further information can be found here.

For more information, or to arrange a free, no obligation, initial meeting with Howard Worth Financial Services in Nantwich, Northwich and throughout Cheshire, please contact us.

The Financial Ombudsman Service (FOS) is an agency for arbitrating of unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website www.financial-ombudsman.org.uk

Where your complaint relates to products or services purchased online, or by other electronic means such as by email, you may refer your complaint to the online dispute resolution (ODR) platform at http://ec.europa.eu/odr.

* Howard Worth Independent Financial Management is a trading name of Howard Worth. Howard Worth is authorised and regulated by the Financial Conduct Authority. We are authorised to provide advice to our existing clients.

Mike Doherty	Catrina Walker-Jones
David Glaister	Paul Galley