HW INDEPENDENT Financial Management


Protecting your finances should be the place that your investment begins, with a secure start you can build up your assets knowing that your financial future is secure.
The team at HWIFM guide you through this process with this informative video.
Our Services

Protect your finances and your family

Security is at the heart of financial planning and while maximising your money it is also vital to protect it. If you were suddenly unable to work, or in a worst-case scenario passed away, the correct level of protection will enable your family to remain financially secure when at their most vulnerable.

Our Services

How to protect your family financially

Put in place specific insurance policies to meet your family’s needs to ensure that essential bills and lifestyle costs continue to be met, such as mortgage repayments and monthly bills. You may also choose to leave a lump sum payment as part of your legacy. As the covid pandemic showed, we never know what is around the corner and health emergencies can have devastating consequences. Planning for the unexpected will give you peace of mind.

Our Services

Protecting your business

If you are a business owner, director or partner, the viability of your company may depend on your ability to work. If this is the case, do you have the correct protection in place to secure the business in the event that you were unable to work through illness? Don’t leave your financial future to chance, protect your business and your income with a comprehensive protection policy.

Our Services

Life insurance, critical illness cover and income protection

Life circumstances are different for everyone and can change over time. A tailored approach to protecting you as an individual will allow you to access the right level of insurance and appropriate types of cover. This includes life assurance, critical illness cover and income protection to meet financial commitments in the event of an accident, illness or unemployment.

Our Services


Planning for the future is an important part of protecting your wealth. Trusts are an efficient way to reduce your tax liabilities as well as being a flexible wealth protection tool. Trusts can be created and used during your lifetime or set up as a financial legacy to give assets to chosen beneficiaries in a tax-efficient, controlled way.

Our Services

A holistic approach to managing your finances

Unexpected events can create a level of financial instability that you may never have thought possible. If your income was suddenly taken away from you, do you have a plan in place to protect your home? Start at the beginning by protecting the assets you can build on with the support of HWIFM.   

Contact us

Get in touch to book a meeting today.

Plan your legacy today to ensure your wealth stays in your family tomorrow. 

For a free, no obligation meeting please get in touch.

Alternatively, feel free to call our Northwich office on 01606 338914 or our Nantwich office on 01270 861260


Sign up to our newsletter